FHA qualifying ratios are 29% Ratio of Housing Cost to Income (Front End Ratio)
and 41% Ratio of Housing Cost + Regular Monthly Recurring Debt Payments (Back End Ratio).
*keep in mind that this is the guideline, but many times FHA guidelines can be somewhat more flexible if other compensating factors are in place*

Click on the calculator below to find out what you will qualify for.

                                                                                        

      Don't forget to:

1. Put in accurate Monthly Auto Loan Payment(s)
2. Put in all other monthly payments that carry a monthly balance (credit cards, student loans, other consumer accounts) most loans with less than 8 months left will not be usually be counted in the ratios
3. Check out the other calculator functions